Is Your Credit Report Accurate?

WV Credit Report Dispute Attorney and OH Credit Report Dispute Attorney

Your credit report has a huge impact on your financial well being including your ability to get a good loan, be considered for employment, and even how much insurance premiums you pay. Credit reports contain personal information about you such as your name and address as well as financial information like mortgage payments, car payments, credit cards, collection accounts, bankruptcies, and lawsuit judgments.

But what if your report is not accurate and you have a credit card dispute? A recent study by the Federal Trade Commission found that one in four consumer credit reports contain errors. Some errors are minor while others can wreak havoc on your credit. Some of these errors include:

• Mixing your credit file with someone else’s credit file
• Improperly reporting details about the status of certain accounts
• Identity theft.

If you are having problems with a credit report and need a credit report dispute attorney, call Ellem Law Office for a free consultation. There are strict requirements for credit report disputes. John Ellem is licensed as a WV credit report dispute attorney and an Ohio credit report dispute attorney. To learn more about your legal rights fill out our FREE case analysis form or call (304) 424-5297 for a free consultation.